下面是考试啦小编整理的你不可不知的信用卡 安全知识 ，欢迎大家阅读。
Recently, I bought a jacket at Ralph Lauren inNew York City (an admittedly extravagant gift tomyself for finally finishing my first book). At checkout, the clerk asked me to fill out a contact form. “No thanks,” I said. “I don’t like to give out my email address.”
“We won’t spam you,” he said. “It’s just to notify you when new items become available.”
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I know, I know, that whole ’1-click’ thing makes life super easy. But just think of how easy you’remaking the life of a hacker or spam-artist by storing your credit card info on a retailer’s server.Remember that massive customer breach of Target not long ago? Sure, identity thieves can strikeanywhere. But storing your information with a retailer is like standing in the middle of a war zonewith a giant bullseye painted on your back. Better to take the time to input your card info for eachand every purchase (this also helps curb impulse-buying, by the way).
6. Keep your PIN number safe.
This one is obvious, but bears repeating anyway. You should never ever EVER give out your PIN toanyone, ever. Not your parents, not your friends, not your priest or rabbi. Not even if God herselfcame down from heaven and demanded you hand it over. Sorry God, no exceptions here. The ‘P’in PIN stands for personal. Make sure to keep it that way.
7. Be wary at the ATM.
Thieves love to hang out at ATM terminals with devices that can snatch your card info – sometimeselectronically. They use counterfeit cards with magnetic strips to clone your information and makefraudulent purchases. So be wary whenever you use ATMs. Always shield your PIN number fromview, never accept help from anyone, and if a sketchy dude or dudette is hanging around the ATMmachine, it might be best to move on to the next one.
8. Watch out for phishing scams.
A phishing scam is any scam that lures a potential victim into giving away personal informationwhich can then be used to steal their identity. A popular example is the follow-up email from aretailer you recently made a purchase with. If you receive an email claiming there was a problem withyour order, and you need to resubmit your credit card info or input the last 4 digits of your SocialSecurity number, a red flag should go up. Any legitimate retailer that needs additional information tocomplete your order will ask you to return to the site and submit information on an encrypted page(and this information will never be your Social Security number). When in doubt, call the customerservice number to speak directly with a representative.
While the whole idea of identity theft may seem scary and invasive, the fact remains that we live in abrave new world when it comes to personal information. More and more of our information is beingstored in more and more places around the world, which makes it that much easier for thieves andspammers to acquire it. But don’t be discouraged, and don’t throw in the towel. While you cannever completely eliminate the possibility that your information will be stolen, you can reduce thelikelihood of such an event occurring. All it takes is a little awareness and a willingness to take thenecessary precautions.